About Rebecca Whitmore & The No Harm Foundation
Rebecca Whitmore
Consumer finance journalist · Sydney
Twelve years reporting on Australian banking, payments, and consumer credit. Contributing writer on payment rails since 2023.
Background
Rebecca Whitmore spent the first decade of her career on the business desk of a Sydney broadsheet, covering the four major banks, credit-card interchange reform, and the arrival of the New Payments Platform. She reported on the launch of PayID in 2018 and has followed the rail's evolution across consumer, small-business, and, more recently, gambling-adjacent contexts. Her work has appeared in the Australian Financial Review, Guardian Australia, and The Conversation. Since 2023 she has focused specifically on the intersection of payment rails and player harm in the Australian gambling market.
Editorial position
The No Harm Foundation is a small, editorially independent publication. It is not an affiliate site. It does not take operator advertising or place-in-list payments. It does not receive any form of compensation for the specific position of an operator inside its coverage. Where our reporting mentions a specific licence regulator, bank, or operator, that mention is editorial and unpaid.
We disclose everything that could reasonably be construed as a conflict. We take corrections seriously and mark corrected articles with a dated correction line. We do not delete inconvenient content — where an argument no longer holds, we update it and say so.
What we cover
Our coverage focuses on the consumer's side of the payment rail: how deposits and withdrawals actually clear at Australian-facing pokies operators, where the fees genuinely sit, how security features protect the player, and where the rail's design creates or reduces harm. We do not review individual operators for the purpose of directing traffic to them, and we do not maintain a "best sites" list. We publish primary reporting on the mechanics of the rail itself.
How to reach us
Reader-side factual corrections, methodology questions, and tips are welcomed via the Contact page. We do not accept guest posts, paid content, or link placements. Please do not send those.